Lauren Bunting Broker MD & DE

Lauren's Blog

FHFA Recalibrates Upfront Fees for 2023

Thursday, February 16, 2023 Lauren Bunting

In mid-January, the Federal Housing Finance Agency (FHFA)announced further changes to Fannie Mae’s and Freddie Mac’s (the Enterprises) single-family pricing framework by introducing redesigned and ...

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New Affordable Housing Opportunities in Maryland

Thursday, May 19, 2022 Lauren Bunting

Governor Larry Hogan announced at the end of April that more than $200 million in financing tools and new programs will be made available to create new affordable housing opportunities in the ...

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Protect yourself from termites while buying a home

Thursday, September 30, 2021 Lauren Bunting

All homebuyersknow they should get a home inspection, but a common misconception is that yourhome inspector will also cover inspecting for termites. While home inspectorsmake a notation in the home inspection ...

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What is Mortgage Insurance?

Thursday, September 23, 2021 Lauren Bunting

Mortgage insurance is an additional cost that buyers will have to budget for in their total monthly costs when they are not able to put 20% or more down on the purchase of a home. Referred to as MI or ...

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Adverse-market fee to start Sept. 1

Thursday, August 27, 2020 Lauren Bunting

Earlier this month, Fannie Mae and Freddie Mac announced plans to impose a new 0.5 percent adverse-market fee on mortgage refinances starting Sept. 1.In most cases, this would cost homeowners thousands ...

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OC housing market strong because of low interest rate

Thursday, June 04, 2020 Lauren Bunting

Demand has been very strong in the Ocean City market over the past month due to both being in our spring market (although somewhat postponed due to covid-19) and historically low interest rates.With some ...

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Differences between down payments and closing costs

Thursday, May 28, 2020 Lauren Bunting

Some of the biggest misconceptions in buying a home are related to down payments and closing costs.The first misconception is that a down payment is the same thing as closing costs.Down payments are one ...

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FHA Condo Rule Changes

Sunday, September 01, 2019 Lauren Bunting

The National Association of Realtors® sent out a press release last week commending the Department of Housing and Urban Development for finalizingnew Federal Housing Administration condominium loan policies. ...

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LWB Real Estate Report: Title I Loan

Monday, January 08, 2018 Lauren Bunting

There is a Federal Housing Administration program that allows for the financing of a mobile home. It is called the Title I program, and it allows FHAapproved lenders to make loans from their own funds ...

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LWB Real Estate Report: Appraisal Differences

Friday, September 01, 2017 Lauren Bunting

The appraisal of a home is an important step in the real estate process, one that can certainly make or break a deal. An appraisal is a valuation of aproperty done by a professional, licensed individual ...

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MAR support home-buying bill before house

Sunday, May 31, 2015 Lauren Bunting

The Maryland Association of Realtors (MAR) makes great efforts in legislative advocacy at the state level, with a focus on supporting and developing legislationthat helps the real estate industry and ...

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FHA takes steps to help underserved

Friday, May 16, 2014 Lauren Bunting

The Federal Housing Administration (FHA) issued a news release announcing its "Blueprint for Access". This blueprint outlines the additional steps the FHA is taking to expand access to credit for underserved ...

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Alternative mortgage loans made available

Friday, March 21, 2014 Lauren Bunting

Many buyers are aware of both FHA 3.5 percent down loan and the USDA 100% financing loan. Both of these loans require upfront mortgage insurance fees aswell as monthly insurance premiums that can really ...

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FHA Introduces Changes for April 2013

Monday, April 01, 2013 Lauren Bunting

Real Estate Report: FHA Introduces Changes to Help Strengthen Its Financial Health.In a recent Housing of Urban Development (HUD) news release, a series of changes were announced that will allow the agency ...

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Help Navigating the Real Estate World

Wednesday, March 27, 2013 Lauren Bunting

Many buyers are aware of both FHA 3.5 percent down loan and the USDA 100% financing loan. Both of these loans require upfront mortgage insurance fees aswell as monthly insurance premiums that can really ...

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Boomerang Buyers

Friday, March 01, 2013 Lauren Bunting

Real Estate Report: Real Estate Rebound Buyers There is a contingency of buyers referred to as "rebound buyers" or "boomerang buyers"--these are the people who lost homes in foreclosures or short salesduring ...

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Changes Affecting Home Buyers and Sellers

Sunday, April 01, 2012 Lauren Bunting

Changes Affecting Home Buyers and Sellers: Various legislative changes and industry modifications are made throughout the year that can affect both homebuyers and sellers. Here are two of the moresignificant ...

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FHA Waives Anti-Flipping Rules through 2012

Sunday, January 01, 2012 Lauren Bunting

Buyers looking to purchase a home with an FHA backed loan will continue to have more leeway to purchase directly from banks or investors with a recentdecision by the Federal Housing Administration to ...

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Foreclosures in Our Market--What Role Do They Play?

Tuesday, February 08, 2011 Lauren Bunting

Distressed properties—meaning foreclosures, bank-owned (REO) and short sales, where the property is being sold for less than the mortgage due—areundeniably playing a role in keeping our housing ...

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Thank you so much for all of your hard work. We are so excited to move into the perfect house for us, and couldn't have done it without your guidance.

Megan and Brandon Cater

My friend was right, you are the hardest working realtor, bar none. I honestly don't think that I would have gotten through this house selling process without you.

Brenda Burbage

Lauren made first time homebuying extremely approachable, and took the time to educate me on everything involved in the process.

Amanda Hanke and Keri Swigert

Thank you for all of your hard work and dedication that made this purchase possible. You advocate for your clients and I highly regard you for it. You made it possible for me and my family to achieve our goal of homeownership.

Tom Harutyunyan

Thank you so much for the very wonderful, professional job you did with selling our property. You will always be special to me.

Penny Carley

We want to say a sincere "Thank You" for all you've done for us! We know at times the road seemed never ending. Thank you for always staying positive even through our ups and downs of this process. We appreciate all you do!

Mike and Patty Locke

Lauren's extensive knowledge of the local real estate market proved to be invaluable during the purchase of our first home.

Allison Shockley and Patrick Molloy

Lauren is very easy to work with. She has helped me sell and buy homes in the area and has always been hard working and professional.

Jennifer K. Leggour

Lauren went through tremendous lengths to look out for us every step of the way all the way to the very end. If you are in need of a real estate agent who will treat your transaction as if it were their own and provide you with nothing less than A+ service you will be in good hands with Lauren.

Shireen and Mark Ambush

We were referred to Lauren by a good friend, and we couldn’t have been placed in better hands. Lauren went above and beyond in every way, throughout the entire process.

Liz Young

Lauren Bunting was our realtor when we recently sold two homes- one in Maryland and the other one in Delaware. To say we were very satisfied with all she did for us is an understatement!

Janet and Bruce Lathbury

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