Lauren Bunting Associate Broker

Lauren's Blog

Waiving appraisal effective strategy for select buyers

Thursday, April 22, 2021 Lauren Bunting

Buyers are looking for ways to strengthen their offer in this competitive seller’s market.


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VA Loan obtainable through mortgage companies, banks

Thursday, January 21, 2021 Lauren Bunting

Most people are familiar with the VA Loan, which is a loan program through the Department of Veterans Affairs.

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Real estate market closes strong despite 2020 chaos

Thursday, January 07, 2021 Lauren Bunting

The year 2020 in real estate ended very strong. Here’s an “at a glance” recap of some of the various market stats.

• The average sales prices varied monthly throughout the year, but June had the highest sales price average increase for Worcester county at 20 percent higher than last year,

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Real estate year-end observations

Thursday, December 24, 2020 Lauren Bunting

This year has produced noticeable real estate market shifts, and in many cases the surge in real estate demand was fueled by the effects of covid-19.

Here on the shore, we saw increases in feeder market sales due to the consumers desire to have a safe, drive-to vacation spot.

Various other factors

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Record-setting low interest rates benefit home buyers

Thursday, December 10, 2020 Lauren Bunting

There are so many advantages to owning your own home, and even with prices on the rise, affording a new home may be easier than you think due to continued record-setting low interest

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Undersupply of homes sets up bidding wars

Thursday, October 29, 2020 Lauren Bunting

With two months left in this bizarre 2020, and the continuation of a very strong sellers market, many buyers are asking what impact continued economic uncertainty could have on home prices and will

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Housing prices increase, but appraisals lag behind

Thursday, September 24, 2020 Lauren Bunting

With “for sale” inventory limited in many price points, sellers may be able to ask more for their home.

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Housing market could be stronger

Thursday, September 17, 2020 Lauren Bunting

The National Association of Realtors Chief Economist, Lawrence Yun, released a video report that dissects the latest homes sales numbers, talks about what could make the market even stronger, and forecasts what’s ahead

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Flood insurance program may expire Sept. 30

Thursday, September 10, 2020 Lauren Bunting

The National Flood Insurance Program’s authority to provide flood insurance is currently scheduled to expire on Sept. 30.

The National Association of Realtors is making every effort to secure a long-term reauthorization of the

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Adverse-market fee to start Sept. 1

Thursday, August 27, 2020 Lauren Bunting

Earlier this month, Fannie Mae and Freddie Mac announced plans to impose a new 0.5 percent adverse-market fee on mortgage refinances starting Sept. 1.

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Prepare for storms with insurance, actions

Thursday, August 06, 2020 Lauren Bunting

With the recent Tropical Storm Isaias impacting our coastal area, the importance of having a plan in place for storm events to protect your property is top of mind.

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New state legislation impacts HOA and condo associations

Thursday, July 23, 2020 Lauren Bunting

Below is the final summary of the 2020 legislative session of the Maryland General Assembly on items that were passed and put into legislation affecting the real estate industry as it relates to

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Md. legislation affects real estate industry and taxes

Thursday, July 09, 2020 Lauren Bunting

Below is a summary of the 2020 legislative session of the Maryland General Assembly on items that were passed and put into legislation affecting the real estate industry as it relates to affordable

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Financial incentives available

Friday, June 26, 2020 Lauren Bunting

Are you looking to buy a home in Wicomico County? The Maryland Department of Housing and Community Development, in partnership with Wicomico County, is providing attractive financial incentives to help make buying new

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Appraisal of home important part of real estate process

Thursday, June 11, 2020 Lauren Bunting

The appraisal of a home is an important step in the real estate process, one that can certainly make or break a deal.

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OC housing market strong because of low interest rate

Thursday, June 04, 2020 Lauren Bunting

Demand has been very strong in the Ocean City market over the past month due to both being in our spring market (although somewhat postponed due to covid-19) and historically low interest rates.

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Differences between down payments and closing costs

Thursday, May 28, 2020 Lauren Bunting

Some of the biggest misconceptions in buying a home are related to down payments and closing costs.

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FHA Condo Rule Changes

Sunday, September 01, 2019 Lauren Bunting

The National Association of Realtors® sent out a press release last week commending the Department of Housing and Urban Development for finalizing new Federal Housing Administration condominium loan policies. The changes, many of which NAR has championed for over

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Moving After Losing A Loved One

Tuesday, May 07, 2019 Lauren Bunting

This post is authored by Lucille Rosetti from thebereaved.org and is being added to my blog at her request to help provide information on how to proceed with moving after the loss of a loved one. 

 

Moving After Losing a Loved One: When a beloved family member

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LWB Real Estate Report: Housing Opportunity Certification

Tuesday, August 07, 2018 Lauren Bunting

Real Estate Report:

There are many positives that surround an improving real estate market, but there is a downside--housing costs in many areas begin to exceed the financial reach of some low-to-moderate wage earners. This is

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LWB Real Estate Report: Can I Afford to Buy?

Thursday, July 12, 2018 Lauren Bunting

 

Most people want to own their own home—it gives a sense of security and stability. It also allows for more flexibility in personalizing and renovating your home to make it your own. Most importantly, it allows the ability to build wealth as your equity grows. But, can

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LWB Real Estate Report: Tax Prep to Purchase

Sunday, January 01, 2017 Lauren Bunting

For those considering a purchase of a new home in 2017, there are steps you can take to prepare yourself financially. The first step is to contact a local mortgage broker that can help review your current financial situation—but the two most important aspects to define are

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Interest reduction possible with two new buying plans

Tuesday, May 05, 2015 Lauren Bunting

The Maryland Department of Housing and Community Development (DHCD) announced the release of two new initiatives this week.

The first is the Maryland Mortgage Program (MMP) "You've Earned It!" program and the second is the Lower Shore Maryland DoublePlay program.

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Best return on investment key for remodeling

Friday, February 06, 2015 Lauren Bunting

 

"Remodeling” magazine issues an annual “Cost vs. Value Report” that highlights the remodeling projects that offer the best bang for your buck.

This year’s report touted the following projects as top on the list as far as return on your investment:

• New Entry Door: replacing your entry door with

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Buyer protection often comes from title insurance

Friday, January 30, 2015 Lauren Bunting

Most commonly used in the state of Maryland to protect a buyer and ensure that title to a property is clear and marketable in a real estate transaction is the purchase of a title insurance policy.

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House and Senate approve extensions

Friday, December 26, 2014 Lauren Bunting

The U.S. House and Senate approved a package of tax extensions that include an important provision that helps distressed homeowners through extending the Mortgage Forgiveness Tax Relief Act for all of 2014.

The approval will be retroactive for homeowners who sold their home during 2014, and the act

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Foreclosure inventory down, report states

Friday, October 17, 2014 Lauren Bunting

CoreLogic, a data and analytics company, recently released its National Foreclosure Report with data through August 2014—and it shows foreclosure inventory is down.

The report states that 45,000 foreclosures were completed in August, a 22.2 percent year over year decline from 58,000 in August 2013.Approximately 629,000

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Many own homes through MMP effort

Friday, August 15, 2014 Lauren Bunting

The Maryland Mortgage Program (MMP) is a home loan program that can open up the door to homeownership for many Marylanders who wouldn’t otherwise be able to afford to buy their first home.

This program,

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FHA takes steps to help underserved

Friday, May 16, 2014 Lauren Bunting

The Federal Housing Administration (FHA) issued a news release announcing its "Blueprint for Access".

This blueprint outlines the additional steps the FHA is taking to expand access to credit for underserved borrowers. These steps include encouraging a broader use of housing counseling and homebuyers will qualify for

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Web site offers real estate investment starting tools

Friday, April 11, 2014 Lauren Bunting

Have you ever dreamed of delving into real estate investments but didn't know how to get started?

There is an online, free resource called BiggerPockets.com that offers real estate networking and information resource platforms, created for professionals, investors, homeowners, and other aficionados. With over 150,000 members, their

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Alternative mortgage loans made available

Friday, March 21, 2014 Lauren Bunting

Many buyers are aware of both FHA 3.5 percent down loan and the USDA 100% financing loan. Both of these loans require upfront mortgage insurance fees as well as monthly insurance premiums that can really push up the monthly cost of their loan, which reduces purchase power.

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Home purchasing is a process

Friday, February 07, 2014 Lauren Bunting

So you want to buy a home, but don’t know where to begin. Many prospective homebuyers call an agent to see a property before figuring out what they really want in a home and also before the other crucial first step — getting pre-qualified.

Buyers should sit

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FHA Introduces Changes for April 2013

Monday, April 01, 2013 Lauren Bunting

Real Estate Report: FHA Introduces Changes to Help Strengthen Its Financial Health.

In a recent Housing of Urban Development (HUD) news release, a series of changes were announced that will allow the agency to better manage risk and further strengthen the health of the Federal Housing Administration's (FHA)

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Help Navigating the Real Estate World

Wednesday, March 27, 2013 Lauren Bunting

Many buyers are aware of both FHA 3.5 percent down loan and the USDA 100% financing loan. Both of these loans require upfront mortgage insurance fees as well as monthly insurance premiums that can really push up the monthly cost of their loan, which reduces purchase power.

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Boomerang Buyers

Friday, March 01, 2013 Lauren Bunting

Real Estate Report: Real Estate Rebound Buyers

There is a contingency of buyers referred to as "rebound buyers" or "boomerang buyers"--these are the people who lost homes in foreclosures or short sales during the housing bust who are striving to be homeowners again.

It is estimated

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Important First Steps When Thinking of Buying a Home

Tuesday, January 01, 2013 Lauren Bunting

Real Estate Report: Important first steps to buying a home

With affordability on the rise, and interest rates at all time lows, more people are asking the question—should I rent or buy? The most important first

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Changes Affecting Home Buyers and Sellers

Sunday, April 01, 2012 Lauren Bunting

Changes Affecting Home Buyers and Sellers:

Various legislative changes and industry modifications are made throughout the year that can affect both homebuyers and sellers. Here are two of the more significant changes in 2012.

FHA Fees Change: Effective April 1, 2012 there will be an increase to

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$25 Billion Settlement Against Banks

Thursday, March 01, 2012 Lauren Bunting

$20 billion in relief for homeowners

The federal government and 49 state attorneys general have settled a lawsuit for $25 billion against the country's five biggest banks for foreclosure processing and mortgage loan servicing problems.

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What to do with your money??

Wednesday, February 01, 2012 Lauren Bunting

Holding out to try and find the lowest price is not always the best strategy...

Are your feet stuck in the sand when it comes to investing? Not sure what to do with your money in today’s economic climate? Here’s an interesting perspective on today’s financial opportunities from

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FHA Waives Anti-Flipping Rules through 2012

Sunday, January 01, 2012 Lauren Bunting

Buyers looking to purchase a home with an FHA backed loan will continue to have more leeway to purchase directly from banks or investors with a recent decision by the Federal Housing Administration to extend its waiver on property anti-flipping rules through 2012.

FHA rules typically prohibit

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3 Helpful Hints to Save on Homeowners Insurance

Tuesday, April 19, 2011 Lauren Bunting

Real Estate Report: Three Helpful Hints to Save on Homeowners Insurance

Homeowner’s insurance is a necessity if your home is mortgaged, and this type of insurance covers the structure of your home and your personal property, as

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Real Estate in the New Year

Tuesday, January 04, 2011 Lauren Bunting

As we say goodbye to 2010, it's time to look into this new year with rose colored glasses, but let's temper that optimism with some reality mixed in. In 2010, some of our beach markets saw foreclosure and short sales (collectively referred to as distressed properties), dominate

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Thank you so much for all of your hard work. We are so excited to move into the perfect house for us, and couldn’t have done it without your guidance.

Megan and Brandon Cater

My friend was right, you are the hardest working realtor, bar none. I honestly don’t think that I would have gotten through this house selling process without you. You certainly have done yeomen du...

Brenda Burbage

Lauren made first time homebuying extremely approachable, and took the time to educate me on everything involved in the process.

Amanda Hanke & Keri Swigert

Thank you for all of your hard work and dedication that made this purchase possible. You advocate for your clients and I highly regard you for it. You made it possible for me and my family to achie...

Tom Harutyunyan

Thank you so much for the very wonderful, professional job you did with selling our property. You will always be special to me.

Penny Carley

Lauren’s extensive knowledge of the local real estate market proved to be invaluable during the purchase of our first home. We were beyond impressed by her persistence, dedication and how easy she ...

Allison Shockley & Patrick Molloy

We want to say a sincere “Thank You” for all you've done for us! We know at times the road seemed never ending. Thank you for always staying positive even through our ups and downs of this process....

Mike and Patty Locke

Lauren is very easy to work with. She has helped me sell and buy homes in the area and has always been hard working and professional.

Jennifer K. Leggour


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Contact Me
  • Atlantic Shores Sotheby's International Realty
  • Lauren Bunting Associate Broker
  • 7510 Coastal Highway | Ocean City, MD 21842
  • Office Phone: 410-524-0919
  • Cell: 410-422-9899
  • Email: lwbunting@comcast.net