Worcester County’s Chesapeake Bay Critical Area Program, which was adopted in 1990, accommodates future growth within the Critical Area, while providing for conservation of fish, wildlife and plant habitats, ...
Read moreLauren's Blog
Industry Experts Take on the Market
The number one question most real estate agents are asked right now is "What is the market doing?". The best way to answer that question is to watch the market statistics and listen to the various industry ...
Read moreUpfront Fees For Certain High-Balance and Second Home Loans Set To Rise
The Federal Housing Finance Agency (FHFA) recently announced increases to Fannie Mae and Freddie Mac's upfront fees for certain high-balance and second-home loans. High balance loans are mortgages originated ...
Read moreProperty Reassessments & How To Appeal Them
With property reassessments going out last month for much of Worcester County, property owners might be wondering what their options are if they disagree with the values the county assessment office has ...
Read moreWhat To Expect In 2022
According to a recent article released by the National Association of Realtors, consumers can expect slower housing price appreciation, easing inflation and rising interest rates in 2022. This statement ...
Read more2021 Market Recap
2021 was another banner year in real estate that ended very strong—here’s an “at a glance” recap of some of the various market stats.The average sales prices varied monthly throughout the year, but September ...
Read moreThe National Flood Insurance Program’s New Rating Methodology
The National Flood Insurance Program’s (NFIP) has a new rating methodology, Risk Rating 2.0, and FEMA says it will deliver rates that are easier to understand and better reflect a property’s unique flood ...
Read moreUSDA Home Loans
USDA offers loans and grants for home repairs in rural areas of Maryland through a program known as Section 504 Home Repair program. The program provides loans to very-low-income homeowners to repair, ...
Read moreChimney Inspections
One of the inspections that a buyer might decide to pay for when purchasing a home is a chimney inspection, especially when buying a home with a wood burning fireplace, woodstove, or pellet stove. This ...
Read moreProperty Condition: Latent Defect vs. Material Fact
Part of each residential contract of sale in Maryland is an addendum from Section 10-702 of the Real Property Article of the Annotated Code of Maryland (“Section 10-702”). This code requires that a seller ...
Read moreReal Estate Activity in the Holiday Market
A common question from sellers is “when is the best time to sell my house?”. But, the answer to that question is multi-faceted and dependent on market conditions.Traditionally, the slowest buyer demand ...
Read moreOctober 2021 Market Analysis
Maryland REALTORS® just released real estate statistics information from the October 2021 housing market analysis. The market continued its monthly trend of a decrease in units sold, down 8,665 in 2021, ...
Read moreFrannie Mae & Freddie Mac tighten rental restrictions
The two government-controlled mortgage giants, Fannie Mae and Freddie Mac, have made moves to tighten mortgage rules on buildings with many short-term rentals and hotel-like amenities. This move could ...
Read moreChoosing A Tenant
Landlords have an importantdecision to make when selecting a tenant to rent their investment propertyyear-round. Property owners have traditionally interviewed prospective tenantsin person and asked for ...
Read moreEarnest Money
Earnest money is a deposit made to a seller that represents a buyer's good faith to buy a home. This deposit money can be called an escrow deposit, good faith deposit, or earnest money. But, whatever ...
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