Lauren Bunting, Associate Broker

Lauren's Blog

How Would You Like to Wipe Out Up to $40K in Student Debt by Buying a Home in MD?

Thursday, November 21, 2019 Lauren Bunting Comments (0)

The state of Maryland rolled out a unique program called Maryland SmartBuy, which can help buyers with student debt attain homeownership. This program can also significantly increase a buyer’s purchasing power. The program works by paying off student debt during the purchase of the home through special Maryland Mortgage Program (MMP) financing. In August 2018, Maryland SmartBuy 2.0 was rolled out and provides an opportunity for home ..

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Home Warranties

Friday, October 04, 2019 Lauren Bunting Comments (0)

A home warranty is different from a homeowner insurance policy. Homeowners insurance policies cover things that “might” happen, such as theft, fire, storms/floods. But, home warranty plans cover things that “will” happen, such as AC isn’t cooling house down, toilet breaks, or dishwasher stops working. Where homeowner insurance policies are mandatory for lenders, a home warranty is optional. In certain situations, a home warranty can be a ..

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FHA Condo Rule Changes

Sunday, September 01, 2019 Lauren Bunting Comments (0)

The National Association of Realtors® sent out a press release last week commending the Department of Housing and Urban Development for finalizing new Federal Housing Administration condominium loan policies. The changes, many of which NAR has championed for over a decade, should yield thousands of new homeownership opportunities and help alleviate affordability restraints impacting markets across the country. “We are thrilled that  ..

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Contingencies in Contracts

Thursday, August 01, 2019 Lauren Bunting Comments (0)

Purchasing a new home is normally the biggest investment you’ll ever make and once you’ve bought a home, it’s a decision you can’t easily reverse. Contracts of sale offer various contingency clauses that allow you to negotiate the contract or possibly render the contract null and void. Some of the main contingencies in contracts are: 1.Financing contingency—This allows you to spell out the terms of your financing such as am ..

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Transfer and Recordation Taxes in MD

Monday, July 01, 2019 Lauren Bunting Comments (0)

Customary in the state of Maryland is a split of transfer and recordation charges between a buyer and a seller. Section 14-104(b) of the Real Property Article, Annotated Code of Maryland provides that, unless otherwise negotiated in the contract or provided by State or local law, the cost of any recordation tax or any State or local Transfer Tax shall be shared equally between the buyer and seller. Real estate transfer taxes ar ..

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Days On Market Calculations in Bright MLS

Saturday, June 01, 2019 Lauren Bunting Comments (0)

The local multiple list system is called Bright MLS. Bright tracks how long a listing has been active with the use of Days on Market (DOM) and Cumulative Days on Market (CDOM). The DOM provides a look at how long a current listing has been actively marketed. This is the time when buyers can view the listing online and make offers on the property. It starts and stops calculating, depending on the statuses used throughout the life of the l ..

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Moving After Losing A Loved One

Tuesday, May 07, 2019 Lauren Bunting Comments (0)

This post is authored by Lucille Rosetti from ( and is being added to my blog at her request to help provide information on how to proceed with moving after the loss of a loved one. Moving After Losing a Loved One: When a beloved family member passes away, the grief can be devastating. This can be especially difficult if your loved one was part of your immediate family and you lived in the sam ..

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LWB Real Estate Report: Market Update

Monday, August 27, 2018 Lauren Bunting Comments (0)

Residential home prices rose in June compared to the same period of 2017, according to Maryland REALTORS. Average home prices rose by 2.9 percent for the fifth month in a row, while median prices increased by 4.0 percent as compared to the same time in 2017. "Average and median residential home sale prices continued to trend up for a fifth month, while the months of available inventory remained steady compared to 2017," said Maryland ..

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LWB Real Estate Report: Credit Reporting Change

Monday, August 20, 2018 Lauren Bunting Comments (0)

Homebuyers that have been struggling to raise their credit score enough to qualify for a mortgage may be in luck. Major credit reporting firms have overhauled how they handle reporting negative credit information, and this change is resulting in millions of consumers experiencing a boost in their credit score. The credit boost is a result of a 2015 settlement between 31 state attorneys general and Experian, Equifax, and TransU ..

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LWB Real Estate Report: Freddie Mac Rent Control

Tuesday, August 14, 2018 Lauren Bunting Comments (0)

Real Estate Report: Freddie Mac announced a new program aimed to help keep rents affordable for working families without any federal, state or municipal subsidy. Freddie Mac’s new Mezzanine Loan pilot provides favorable pricing and additional debt capital in exchange for multifamily property owners voluntarily keeping a majority of rents at levels affordable to low- and moderate-income families, while limiting rent growth throughout  ..

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Recent Posts



Thank you so much for all of your hard work. We are so excited to move into the perfect house for us, and couldn’t have done it without your guidance.

My friend was right, you are the hardest working realtor, bar none. I honestly don’t think that I would have gotten through this house selling process without you. You certainly have done yeomen duty on every aspect. All of your time, effort and patience with me is greatly appreciated. The house sold because of all of your effort and input.

Lauren made first time homebuying extremely approachable, and took the time to educate me on everything involved in the process.

Thank you for all of your hard work and dedication that made this purchase possible. You advocate for your clients and I highly regard you for it. You made it possible for me and my family to achieve our goal of homeownership. Once again, thank you!

Thank you so much for the very wonderful, professional job you did with selling our property. You will always be special to me.

Lauren’s extensive knowledge of the local real estate market proved to be invaluable during the purchase of our first home. We were beyond impressed by her persistence, dedication and how easy she made each step of the home buying process! She continually followed up with all parties involved to ensure our best interests were being met.

We want to say a sincere “Thank You” for all you've done for us! We know at times the road seemed never ending. Thank you for always staying positive even through our ups and downs of this process. We appreciate all you do!

Lauren is very easy to work with. She has helped me sell and buy homes in the area and has always been hard working and professional.

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MLS Information

Listing information is provided courtesy of The Coastal Association of REALTORS®, which neither guarantees nor is in any way responsible for its accuracy. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of The Coastal Association of REALTORS®. The materials contained within this page may not be reproduced without the express written consent of this broker. The information contained within this page is for personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All room dimensions and other measurements are approximate. All information is deemed reliable but is not guarantee. Prospective purchasers should verify the information to their own satisfaction. All data is provided 'AS IS' and with all faults. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Some real estate firms do not participate in Internet Data Exchange® and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. Some or all of the listings displayed may not belong to the firm whose web site is being visited. Information deemed reliable but not guaranteed.

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Contact Me
  • Bunting Realty Inc.
  • Lauren Bunting, Associate Broker
  • 24 Broad Street Berlin, MD 21811
  • Office Phone: 410-641-3313
  • Cell: 410-422-9899
  • Email: