Lauren Bunting, Associate Broker

Lauren's Blog

LWB Real Estate Report: Ocean Pines & USDA Loan Issue

Thursday, January 25, 2018 Lauren Bunting Comments (0)

An important affordable loan product for the Ocean Pines area is in jeopardy—the 100% financing USDA loan. The U.S. Department of Agriculture Rural Development Maryland/Delaware State Office has announced it is conducting a review of all areas under its jurisdiction to identify those areas which no longer qualify as rural for housing programs. Among those areas under review is Ocean Pines. The last rural area reviews by USDA we ..

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LWB Real Estate Report: Title I Loan

Monday, January 08, 2018 Lauren Bunting Comments (0)

There is a Federal Housing Administration program that allows for the financing of a mobile home. It is called the Title I program, and it allows FHA approved lenders to make loans from their own funds to eligible borrowers to finance the purchase or refinance of a manufactured home and/or lot. FHA insures the lender against loss if the borrower defaults. Credit is granted based upon the applicant's credit history and ability to repay th ..

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LWB Real Estate Report: Realtors Effect on Taxes

Monday, January 01, 2018 Lauren Bunting Comments (0)

The National Association of Realtors issued a news release that summarizes real estate related tax items in the Tax Cuts and Jobs Act put into place just before Christmas. They started by saying that Realtors can take some credit for many of the bill’s improvements during its development. The bill originally curtailed the capital gains exclusion that home sellers get today, but because of Realtors involvement, current law was kept in pl ..

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LWB Real Estate Report: Worcester County Market in 2017

Tuesday, December 26, 2017 Lauren Bunting Comments (0)

With another strong year in real estate coming to a close, let’s take a closer look at our local area to see where the numbers stacked up for 2017 sales. The Maryland Association of REALTORS (MAR), releases sales information on a monthly basis, but the figures for the state have not been released for December yet. However, through November of 2017, home sales are on a high note with a 22.3 percent increase year over year from 2016 to 2017. Th ..

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LWB Real Estate Report: Importance of Home Scents

Friday, December 01, 2017 Lauren Bunting Comments (0)

Smells are an important factor when listing your home for sale, right up there with the visual presentation of a home. Top smells to check for are: garbage, pet smells, mold, body odor and tobacco. When you have your home listed for sale, take out the trash more frequently and don’t put the smelliest food culprits in the garbage can at all. When you take out your garbage, check the garbage can with a quick sniff to make sure any foul ..

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LWB Real Estate Report: FHFA

Wednesday, November 01, 2017 Lauren Bunting Comments (0)

The Federal Housing Finance Agency (FHFA) recently announced the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac in 2018. In most of the U.S., the 2018 maximum conforming loan limit will be $453,100, a meaningful increase from $424,100 in 2017. The Housing and Economic Recovery Act of 2008 (HERA) requires that the baseline conforming loan limit be adjusted each year to reflect changes in the avera ..

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LWB Real Estate Report: Energy Efficiency

Sunday, October 01, 2017 Lauren Bunting Comments (0)

One of the most expensive ongoing monthly expenses for homeowners outside of their mortgage payment is their utility bills. There are some affordable and easy adjustments you can make throughout your home to cut back on many utility expenses. Home Exterior Energy Star certified windows can shrink energy bills an average of 12%. Installing insulated vinyl siding can cut down on drafty wall studs, which account for up to 25% of  ..

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LWB Real Estate Report: Appraisal Differences

Friday, September 01, 2017 Lauren Bunting Comments (0)

The appraisal of a home is an important step in the real estate process, one that can certainly make or break a deal. An appraisal is a valuation of a property done by a professional, licensed individual who prepares a comprehensive report for a client, which is an opinion of the value at that specific point in time. If the loan being sought is a conventional loan, the appraiser’s report will be a straightforward opinion on value, usually ..

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LWB Real Estate Report: Money to Close Differences

Tuesday, August 01, 2017 Lauren Bunting Comments (0)

Some of the biggest misconceptions in buying a home are related to down-payments and closing costs. The first misconception is that a down-payment is the same thing as closing costs. Down payments are one cost in the purchase of a home; and, closing costs are another separate cost in the purchase of a home. Down payments can range from 0% for USDA loans; 3.5% down for an FHA loan; and 5% to any higher amount down for conventional lo ..

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LWB Real Estate Report: Importance First Steps to Buying a Home

Saturday, July 01, 2017 Lauren Bunting Comments (0)

Many homebuyers focus on a max purchase price when searching for a new home. This number is usually based on how much a lender has told them they are approved for and/or a total monthly payment that they feel comfortable they can afford. But there are some other considerations that can help in making a decision on which home is right and is the right price! 1.Price per square foot. When comparing home prices, calculate how much y ..

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Lauren’s extensive knowledge of the local real estate market proved to be invaluable during the purchase of our first home. We were beyond impressed by her persistence, dedication and how easy she made each step of the home buying process! She continually followed up with all parties involved to ensure our best interests were being met.

Lauren made first time homebuying extremely approachable, and took the time to educate me on everything involved in the process.

Lauren is very easy to work with. She has helped me sell and buy homes in the area and has always been hard working and professional.

We want to say a sincere “Thank You” for all you've done for us! We know at times the road seemed never ending. Thank you for always staying positive even through our ups and downs of this process. We appreciate all you do!

Thank you so much for the very wonderful, professional job you did with selling our property. You will always be special to me.

Thank you for all of your hard work and dedication that made this purchase possible. You advocate for your clients and I highly regard you for it. You made it possible for me and my family to achieve our goal of homeownership. Once again, thank you!

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MLS Information

Listing information is provided courtesy of The Coastal Association of REALTORS®, which neither guarantees nor is in any way responsible for its accuracy. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of The Coastal Association of REALTORS®. The materials contained within this page may not be reproduced without the express written consent of this broker. The information contained within this page is for personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All room dimensions and other measurements are approximate. All information is deemed reliable but is not guarantee. Prospective purchasers should verify the information to their own satisfaction. All data is provided 'AS IS' and with all faults. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Some real estate firms do not participate in Internet Data Exchange® and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller. Some or all of the listings displayed may not belong to the firm whose web site is being visited. Information deemed reliable but not guaranteed.

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  • Bunting Realty Inc.
  • Lauren Bunting, Associate Broker
  • 24 Broad Street Berlin, MD 21811
  • Office Phone: 410-641-3313
  • Cell: 410-422-9899
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